Own It Now, Pay Later. From $10 A Week.
Zip Pay is an interest free buy now pay later product offering a credit limit of up to $1,000. You can buy what you love and enjoy the flexibility of paying it off over time.
All you need to use Zip:
- A valid email address and mobile number.
- Be at least 18 years old.
- Be an Australian Citizen or Permanent Resident
- Have a good credit history.
- Read more about what you need to apply for Zip Pay
How Do I Use Zip Online?
- Add items to your shopping bag and checkout
- Select Zip as your payment method – you will be redirected to the Zip website
- Register or login to your Zip account and confirm payment
How Do I Use Zip In Store?
- Open the ‘Pay’ tab in the Zip app
- Add your Zip Pay Visa Card to your phone’s digital wallet
- Tap your phone instore anywhere you see Visa or the Contactless Symbol
Important Information
- There is a maximum order limit of $1,000
- Repayments are based on a minimum monthly payment from as little as $10 per week.
- Repayments are automatically direct debited from the payment method that you added when you created the account. You can change the payment method at any time and the frequency of your payments to weekly, fortnightly or monthly as long as you're covering the minimum monthly repayments. Choose what works best for you.
- Monthly Account Fee: $9.95 (waived if you pay your statement closing balance in full by the due date).
- Late Fee: $7.50 if you miss the minimum repayment, charged 7 days after your due date. See full t’s &c’s.
- Contact Zip on (02) 8294 2345 if there are extenuating circumstances, which will not allow you to make repayments on or before the scheduled date. For more information go to Zip’s help page.
Contact Zip
To contact Zip or find information on commonly asked questions go to Zip's help page.